We partner with unions and employers to deliver group retiree benefit solutions that reduce liability, control costs, and preserve the value of retiree benefits. Retirees have access to a dedicated team of Advocates that help them understand their benefits, navigate Medicare, resolve issues, and close gaps in their care.

We partner with unions and employers that wish to provide individual Medicare benefits with flexible funding options: fully funded, partially funded, or retiree-paid. Retirees receive knowledgeable guidance when choosing their Medicare coverage and ongoing healthcare advocacy after enrollment.